HERNANDO BEACH, FL 34607 4384 4TH ISLE DRIVE

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Presented By: MERIDIAN REAL ESTATE with 352-585-6317. - 352-585-6317
  • MLS# W7882944
  • 02/16/2026
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Disclaimer: The information contained in this listing has not been verified by Homepride Group at EXP Realty and should be verified by the buyer.
  • Beds • 2
  • Baths • 2
  • SQFT • 1,246
  • Garage • 2

Home Details

One or more photo(s) has been virtually staged. GULF ACCESS IN MINUTES | PRIVATE BOAT RAMP | 90' OF WATERFRONT | BUILT TO OUTLAST FLORIDA! Let's talk about what actually matters in a waterfront home in Florida — how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? MINIMAL IMPACT. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT. There is no drywall to rot. No carpet to ruin. No soft walls to buckle. This is how waterfront homes should be built — and almost none of them are anymore. Flood insurance is currently in place at $3,800/year — that's $316/month for a WATERFRONT HOME WITH A PRIVATE BOAT RAMP ON THE GULF COAST OF FLORIDA. That number is known, it's locked in, and there are no surprises. Now let's talk about why you're actually buying this one. You get 90 FEET OF WATERFRONT on a LOT AND A HALF in a CUL-DE-SAC in HERNANDO BEACH — with your very own PRIVATE BOAT RAMP in the backyard. Not a community ramp. Not a public ramp. Yours. Launch your boat and be cruising through the canal to the OPEN GULF in 5 MINUTES. Scalloping season, offshore fishing, sunset cruises — this is your daily life now. The backyard is the reason people fall in love with this one. FLOATING DOCK. SEAWALL WITH CAP. FENCED DOG RUN. HUGE PAVER SIDE YARD. FIREPIT. GARDEN AREA. And a real TIKI HUT where sunset drinks just hit different. The kind of backyard that makes your friends stop asking why you moved to Florida. Inside — NEW ROOF (2024). NEW HOT WATER HEATER (2025). ALL NEW KITCHEN APPLIANCES (2024). DUAL PANE WINDOWS. TILE FLOORING THROUGHOUT. The bones are solid, the big tickets are done, and the CEMENT BOARD WALLS mean this home laughs at humidity. The community is GOLF CART FRIENDLY with NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS — use it as a full-time home, a weekend escape, or an income-producing waterfront rental. The flexibility is yours. Evenings at Brian's Place. Lunch at The Lazy Lizard. Live music at the tiki bar. Morning coffee on the dock. Short drive to the WEEKI WACHEE RIVER, PINE ISLAND BEACH, and ROGERS PARK. Kayaking, paddleboarding, scalloping, fishing — pick your adventure. This isn't just a waterfront home. This is GULF ACCESS from your own backyard. This is a home that has proven it can handle Florida. This is Hernando Beach done right. ?? 4384 4th Isle Drive, Hernando Beach FL | $515,000 | Flood Insurance: $3,800/yr
Presented By: MERIDIAN REAL ESTATE with 352-585-6317. - 352-585-6317

Interior Features for 4384 4TH ISLE DRIVE

Bedrooms

Total Bedrooms2

Bathrooms

Half Baths0
Total Baths2

Other Interior Features

LivingAreaSourcePublic Records
Air Conditioning Y/NYes
Fireplace Y/NNo
FlooringTile
Furnished Y/NUnfurnished
Heating Y/NYes
Interior AmenitiesCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
Laundry FeaturesIn Garage
Total Stories1

General for 4384 4TH ISLE DRIVE

Additional Parcels Y/NNo
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Attached Garage Yes
Building Area UnitsSquare Feet
Carport Y/NNo
CityHERNANDO BEACH
Construction MaterialsStucco, Wood Frame
CoolingCentral Air
CountyHernando
DirectionsWest on 50/Cortez Blvd, Straight onto Shoal Line Blvd, left on Calienta St, left on Gulf Coast Dr, left on 4th Isle Dr, property will be on the right.
DockY/NYes
Elementary SchoolWestside Elementary-HN
Facing DirectionWest
Flood Zone CodeAE
Full Baths2
Garage Spaces2
Garage Y/NYes
HeatingCentral
High SchoolWeeki Wachee High School
Land Lease Y/NNo
Lease Considered Y/NNo
Legal DescriptionHERNANDO BEACH UNIT 7 BLK 87 S1/2 OF LOT 2 + LOT 3 ORB 1075 PG 112
LevelsOne
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
Living Area UnitsSquare Feet
Lot Size Square Feet9000
Lot Size UnitsSquare Feet
MLS Area34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Middle/Junior High SchoolFox Chapel Middle School
Minimum LeaseNo Minimum
New ConstructionNo
Occupancy TypeOwner
OwnershipFee Simple
PossessionClose Of Escrow
Property SubtypeSingle Family Residence
Property TypeResidential
RoofShingle
STELLAR_InLawSuiteYNNo
Senior Community Y/NNo
SewerPublic Sewer
Spa FeaturesAbove Ground, Heated
Standard StatusActive
StatusActive
Subdivision NameHERNANDO BEACH
Tax Annual Amount1019.65
Tax Lot2
Tax Year2025
Total Rooms5
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Virtual TourClick here
Water Access TypeCanal - Saltwater, Gulf/Ocean
Water Access Y/NYes
Water ViewCanal, Gulf/Ocean - Partial
Water View Y/NYes
Waterfront FeaturesCanal - Saltwater, Gulf/Ocean
Year Built1971
ZoningR1B

Exterior for 4384 4TH ISLE DRIVE

Building Area Total2237
Covered Spaces2
Exterior AmenitiesFire Pit
Foundation DetailsSlab
Lot Size Acres0.21
Lot Size Area9000
Private PoolNo
Road Surface TypePaved
SpaYes
Water SourcePublic
Waterfront Y/NYes

Additional Details

Price History

Steven Pugh

Broker Associate | Team Leader
Price $515,000
MLS#W7882944
List Date 02/16/2026
Property Type Single Family
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