ST PETERSBURG, FL 33705 185 BANYAN BAY DRIVE

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Presented By: SMITH & ASSOCIATES REAL ESTATE with 727-342-3800. - 727-342-3800
  • MLS# TB8527162
  • 07/08/2026
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Disclaimer: The information contained in this listing has not been verified by Homepride Group at EXP Realty and should be verified by the buyer.
  • Beds • 3
  • Full/Half Baths • 2 / 1
  • SQFT • 2,230
  • Garage • 2

Home Details

Welcome to Banyan Bay a Gated 'WORRY-FREE LIVING' waterfront townhome community nestled just south of vibrant downtown St. Petersburg. Not affected by 2024 Hurricanes flooding. From the moment you enter through the elegant wrought-iron gates, you're greeted by beautifully manicured grounds and mature landscaping that exude tranquility and pride of ownership. AMAZING HOA that provides peace-of-mind and a townhome that “LIVES LIKE A SINGLE FAMILY HOME”! Banyan Bay residents enjoy access to a heated community pool, and a private dock with 12 deeded boat slips (opportunities to rent from individual owners or purchase), a community day slip, and kayak and paddle board storage. This thoughtfully updated 3-bedroom, 2.5-bath features Luxury finishes throughout such as Quartz countertops, Porcelain sinks in all bathrooms, Luxury vinyl plank flooring (LVT) throughout, all IMPACT-RATED windows, doors and Garage Door, for storm safety and energy efficiency. Downstairs open-concept living/dining layout offers flexible arrangement options, tall ceilings, tall windows with Hunter Douglas PLANTATION shutters, a guest 1/2 bath and indoor laundry room. The CUSTOM designed kitchen offers Café appliances, DOUBLE electric range with APP-CONTROLLED, sealed MARBLE countertops, porcelain APRON sink with OFFSET drain, ISLAND with power and storage, large PANTRY closet, above-cabinet and under-cabinet LED lighting, Hunter Douglass MOTORIZED window shade. Coat closet with ample storage under staircase could be used for holiday and seasonal decor. Hurricane impact slider, with a motorized shade, leads out to the rear SCREENED porch and open-air extended patio, with room for your own grill, and framed by a privacy hedge providing a relaxing atmosphere for entertaining. Upstairs Comfort & Style is evident in the LOFT with a custom built-in niche providing additional storage. The stunning primary suite features a high COFFERED ceiling, a custom designed California Closet system featuring wall-to-wall VALET cabinetry, integrated make-up niche with dimmable lighting, and French doors leading to a private BALCONY. Spacious guest bedrooms and vaulted ceilings extend throughout the upper level, creating a bright and open ambiance. Additional SMART-HOME FEATURES & modern utilities include APP-CONTROLLED LG washer & dryer, NEST smoke detectors, GE whole-home water FILTRATION system with remote shutoff, APP-CONTROLLED RHEEM water heater (2020), HVAC system (2019) with UV antimicrobial light, OVERSIZED 2-Car Garage with MyQ SMART GARAGE opener on HURRICANE-RATED door, EPOXY floor, overhead storage and EV CHARGER-READY hookup (240v / 60-amp breaker). The comprehensive HOA includes ALL Exterior PAINT of the home and community (Community painted 2Q 2024), ROOF repairs & maintenance, INSURANCE flood and structures (owner only needs “walls in” coverage), WATER, 500 gig INTERNET, Spectrum CABLE, Common area LANDSCAPING, Irrigation, maintenance of the DOCK, POOL, Pool AMENITIES, GATE and the Private ROAD maintenance. LARGE DOG Friendly! Banyan Bay offers a rare blend of privacy, smart-living, and waterfront amenities—this Townhome is NOT in a flood zone and unaffected by recent storms. Within minutes from the Gulf beaches, and everything St. Petersburg has to offer. This is not just a home—it’s a lifestyle. Come see it for yourself.
Presented By: SMITH & ASSOCIATES REAL ESTATE with 727-342-3800. - 727-342-3800

Interior Features for 185 BANYAN BAY DRIVE

Bedrooms

Total Bedrooms3

Bathrooms

Half Baths1
Total Baths3

Other Interior Features

LivingAreaSourcePublic Records
Air Conditioning Y/NYes
Fireplace Y/NNo
FlooringCarpet, Laminate, Tile
Furnished Y/NPartially
Heating Y/NYes
Interior AmenitiesBuilt-in Features, Ceiling Fan(s), Coffered Ceiling(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry FeaturesInside, Laundry Room
Window FeaturesBlinds, Drapes, Insulated Windows, Shades, Shutters, Storm Window(s), Window Treatments

General for 185 BANYAN BAY DRIVE

Additional Parcels Y/NNo
Additional RoomsAttic, Inside Utility, Loft
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier
Architectural StyleMediterranean
Assoc Fee Paid PerMonthly
Association AmenitiesGated
Association Fee IncludesCable TV, Common Area Taxes, Community Pool, Escrow Reserves Fund, Fidelity Bond, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Pest Control, Pool Maintenance, Private Road, Recreational Facilities, Security, Sewer, Trash, Water
Association NameResource Property Management, Scott Fisher
Attached Garage Yes
Body of WaterLITTLE BAYOU TO TAMPA BAY
Building Area UnitsSquare Feet
Carport Y/NNo
CityST PETERSBURG
Community FeaturesBay/Harbor Front, Boat Slip, Dock, Fishing, Water Access, Waterfront, Association Recreation - Owned, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, Pool, Sidewalks
Construction MaterialsBlock, Concrete, Wood Frame
CoolingCentral Air
CountyPinellas
DirectionsFrom I-275 take the 54th Ave S exit. Go east on 54th Avenue South to the end. On 4th Street South turn Left. The Gated entrance to Banyan Bay will be immediately on the Right hand side of the street.
DockY/NYes
Facing DirectionEast
Flood Zone CodeX500
Flood Zone Code X500Y
Full Baths2
Garage Spaces2
Garage Y/NYes
Green Indoor Air QualityHVAC UV/Elec. Filtration
HOA Fee$1124.55
HeatingCentral, Electric
Home Warranty Y/NNo
In Law Suite YNNo
Land Lease Y/NNo
Lease Considered Y/NYes
Legal DescriptionBANYAN BAY AT RUTLAND LOT 46
LevelsTwo
Listing TermsCash, Conventional, FHA, VA Loan
Living Area UnitsSquare Feet
Lot Size Square Feet1525
Lot Size UnitsSquare Feet
MLS Area33705 - St Pete
Minimum Lease1 Month
Monthly HOA Amount1124.55
New ConstructionNo
Occupancy TypeTenant
OwnershipFee Simple
Patio/Porch FeaturesPatio, Rear Porch, Screened
Pet Size LimitExtra Large (101+ Lbs.)
Pets AllowedYes
Property Attached Y/NYes
Property SubtypeTownhouse
Property TypeResidential
RoofTile
Security FeaturesClosed Circuit Camera(s), Fire Sprinkler System, Gated Community, Security Gate, Smoke Detector(s)
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusActive
StatusActive
Subdivision NameBANYAN BAY AT RUTLAND
Tax Annual Amount6002.21
Tax Lot46
Tax Year2025
Total Rooms6
UtilitiesCable Available, Public, Street Lights
ViewGarden
Water Access TypeBay/Harbor, Bayou
Water Access Y/NYes
Water View Y/NNo
Waterfront FeaturesBay/Harbor Front, Waterfront
Year Built2004

Exterior for 185 BANYAN BAY DRIVE

Building Area Total2230
Covered Spaces2
Exterior AmenitiesBalcony, Sidewalk, Sliding Doors
FencingMasonry
Foundation DetailsSlab
Lot FeaturesCul-De-Sac, City Lot, Near Public Transit, Sloped
Lot Size Acres0.04
Lot Size Area1525
Parking FeaturesElectric Vehicle Charging Station(s), Garage Door Opener, Oversized
Private PoolNo
Road Surface TypePaved
VegetationMature Landscaping, Trees/Landscaped
Water SourcePublic
Waterfront Y/NNo

Additional Details

Price History

Schools

High School Hubert H Humphrey Middle School
Middle School N/A
Elementary School Big Hollow Elementary School

Steven Pugh

Broker Associate | Team Leader
Price $645,000
MLS#TB8527162
List Date 07/08/2026
Property Type Townhouse
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