ST CLOUD, FL 34772 3699 MOCA DRIVE

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Presented By: COLDWELL BANKER REALTY with 407-696-8000. - 407-696-8000
  • MLS# O6418854
  • 06/23/2026
  • Request Tour
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Disclaimer: The information contained in this listing has not been verified by Homepride Group at EXP Realty and should be verified by the buyer.
  • Beds • 4
  • Baths • 3
  • SQFT • 2,820
  • Garage • 2

Home Details

Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining* Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.* Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.* The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.* This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.* Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.
Presented By: COLDWELL BANKER REALTY with 407-696-8000. - 407-696-8000

Interior Features for 3699 MOCA DRIVE

Bedrooms

Total Bedrooms4

Bathrooms

Half Baths0
Total Baths3

Other Interior Features

LivingAreaSourcePublic Records
Air Conditioning Y/NYes
Common WallsCorner Unit
Fireplace Y/NNo
FlooringCarpet, Ceramic Tile
Furnished Y/NUnfurnished
Heating Y/NYes
Interior AmenitiesCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry FeaturesLaundry Room
Total Stories2
Window FeaturesDouble Pane Windows, Thermal Windows

General for 3699 MOCA DRIVE

Additional Parcels Y/NNo
Additional RoomsFormal Living Room Separate, Inside Utility, Loft
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
Architectural StyleTraditional
Assoc Fee Paid PerMonthly
Association AmenitiesPlayground, Pool
Association Fee IncludesCommunity Pool
Association NameArtemis Lifestyles
Attached Garage Yes
Building Area UnitsSquare Feet
Carport Y/NNo
CityST CLOUD
Community FeaturesIrrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks
Construction MaterialsBlock, Stucco
CoolingCentral Air
CountyOsceola
DirectionsHead south on Canoe Creek Road. Turn Left onto Whaleys Creek Blvd. Make a right at the roundabout, then left at the next stop sign onto Moca Dr, The house will be on your right.
Energy EfficientInsulation, Windows
Facing DirectionEast
Flood Zone CodeX
Flood Zone Code XY
Full Baths3
Garage Spaces2
Garage Y/NYes
HOA Fee$99
HeatingElectric
In Law Suite YNNo
Land Lease Y/NNo
Lease Considered Y/NYes
Legal DescriptionWHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 405
LevelsTwo
Listing TermsCash, Conventional, FHA, VA Loan
Living Area UnitsSquare Feet
Lot Size Square Feet11761
Lot Size UnitsSquare Feet
MLS Area34772 - St Cloud (Narcoossee Road)
Minimum Lease8-12 Months
Monthly HOA Amount99
New ConstructionNo
Occupancy TypeOwner
OwnershipFee Simple
Patio/Porch FeaturesCovered, Front Porch
Pets AllowedYes
Property SubtypeSingle Family Residence
Property TypeResidential
RoofShingle
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusActive
StatusActive
Subdivision NameWHALEYS CREEK PH 1
Tax Annual Amount4292.53
Tax Lot405
Tax Year2025
Total Rooms10
UtilitiesBB/HS Internet Available, Public, Street Lights
ViewWater
Virtual TourClick here
Water Access Y/NNo
Water ViewPond
Water View Y/NYes
Waterfront FeaturesPond
Year Built2017
ZoningR-1

Exterior for 3699 MOCA DRIVE

Building Area Total3301
Covered Spaces2
Exterior AmenitiesIrrigation System, Rain Gutters, Sidewalk, Sliding Doors
FencingVinyl
Foundation DetailsSlab
Lot Dimensions145 x 67
Lot FeaturesCleared, Corner Lot, Oversized Lot, Sidewalk
Lot Size Acres0.27
Lot Size Area11761
Private PoolNo
Road Surface TypeAsphalt
VegetationFruit Trees
Water SourcePublic
Waterfront Y/NYes

Additional Details

Price History

Schools

High School Hubert H Humphrey Middle School
Middle School N/A
Elementary School Big Hollow Elementary School

Steven Pugh

Broker Associate | Team Leader
Price $460,000
MLS#O6418854
List Date 06/23/2026
Property Type Single Family
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