ST CLOUD, FL 34771 5820 ARBORETUM STREET

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Presented By: with . - 321-939-3748
  • MLS# O6412182
  • 05/30/2026
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Disclaimer: The information contained in this listing has not been verified by Homepride Group at EXP Realty and should be verified by the buyer.
  • Beds • 5
  • Baths • 3
  • SQFT • 2,601
  • Garage • 2

Home Details

OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs
Presented By: with . - 321-939-3748

Interior Features for 5820 ARBORETUM STREET

Bedrooms

Total Bedrooms5

Bathrooms

Half Baths0
Total Baths3

Other Interior Features

LivingAreaSourceBuilder
Air Conditioning Y/NYes
Fireplace Y/NNo
FlooringCarpet, Tile
Furnished Y/NUnfurnished
Heating Y/NYes
Interior AmenitiesBuilt-in Features, Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry FeaturesLaundry Room
Total Stories2

General for 5820 ARBORETUM STREET

Additional Parcels Y/NNo
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
Assoc Fee Paid PerMonthly
Association NameEmpire Management Group, Inc.
Attached Garage Yes
Builder NameD.R. Horton
Building Area UnitsSquare Feet
Carport Y/NNo
CityST CLOUD
Construction MaterialsBlock, Stucco
CoolingCentral Air
CountyOsceola
DirectionsFrom Orlando, take FL-408 E to FL-417 S and exit at Narcoossee Rd / CR-15, Exit 22. Turn left onto Narcoossee Rd, then left onto Jack Brack Rd. Turn right onto Silver Maple Dr, left onto Timber Meadow Way, and continue into the community toward 5820 Arboretum St, St. Cloud, FL 34771.
DockY/NNo
Facing DirectionNorth
Flood Zone CodeA
Full Baths3
Garage Spaces2
Garage Y/NYes
HOA Fee$180
HeatingCentral
In Law Suite YNNo
Land Lease Y/NNo
Lease Considered Y/NYes
Legal DescriptionPRAIRIE OAKS PB 31 PGS 166-172 LOT 191
LevelsTwo
Listing TermsCash, Conventional, Owner May Carry
Living Area UnitsSquare Feet
Lot Size Square Feet6098
Lot Size UnitsSquare Feet
MLS Area34771 - St Cloud (Magnolia Square)
Minimum Lease7 Months
Monthly HOA Amount180
New ConstructionNo
Occupancy TypeOwner
OwnershipFee Simple
Pets AllowedBreed Restrictions, Cats OK, Dogs OK, Yes
Property SubtypeSingle Family Residence
Property TypeResidential
RoofShingle
Senior Community Y/NNo
SewerPublic Sewer
Standard StatusActive
StatusActive
Subdivision NamePRAIRIE OAKS
Tax Annual Amount6264.78
Tax Lot191
Tax Year2025
Total Rooms10
UtilitiesElectricity Available, Phone Available, Sewer Connected, Solar, Street Lights, Underground Utilities, Water Available
Virtual TourClick here
Water Access Y/NNo
Water View Y/NNo
Year Built2024
ZoningRES

Exterior for 5820 ARBORETUM STREET

Builder ModelHayden
Building Area Total3118
Covered Spaces2
Exterior AmenitiesNone
Foundation DetailsSlab
Lot Size Acres0.14
Lot Size Area6098
Private PoolNo
Road Surface TypePaved
Water SourcePublic
Waterfront Y/NNo

Additional Details

Price History

Schools

High School Hubert H Humphrey Middle School
Middle School N/A
Elementary School Big Hollow Elementary School

Steven Pugh

Broker Associate | Team Leader
Price $514,900
MLS#O6412182
List Date 05/30/2026
Property Type Single Family
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