Homepride Realty Services Real Estate Resources
REQUEST INFORMATION BELOW
So you’ve finally decided to do it! Take a deep breath. It’s not as bad as you think. It may be one of the biggest investments you'll ever make in your life. Fortunately for you, at Homepride, we understand that fact. With our numerous years of expertise and professionalism, we'll guide you in the right direction and do our best to help make the whole process as painless as possible for you!
As a first time home buyer, you may be eligible for the several different "first time home buyer" programs available. Some of these programs can make a sizeable difference in the amount of money you need to own your own home. So, when you speak with a Homepride associate, ask if they can get you qualified for any of the programs offered.
Remember, it’s normal to feel a little nervous. Don't worry, we’ll be with you from start to finish. We realize the questions you may have will be endless. We will always be there with patient answers. That’s what we’re here for, so call us and ask away! We're here to see you through this important step of life!
The following is a list of differences between owning and renting to get you motivated, and a few other things you should know to make that change!
When you rent:
- You have no tax deductions for mortgage interest
- You do not build up your net worth/equity
- Your rent could go up, even double, and you have no control over that situation
- You have NO protection against inflation
- You have all the headaches and insecurity that comes with renting
- Your landlord is your boss
When you own:
- You cut your taxes by deducting interest
- You build a "nest egg" as you pay down the loan
- You don't worry about budget-busting rent increases
- You have protection against inflation
- Enjoy the advantages and stability that come with home ownership
CHOOSING THE RIGHT INSURANCE
Once again, consult a Homepride associate before you make a final decision. Different companies offer different policies. Some deductibles are higher than others. Some policies cover the contents of your home and others do not. Spend some time calling around and comparing before you make any insurance based decisions.
FOR YOUR PROTECTION GET A HOME INSPECTION
It is your responsibility to be an informed buyer! You are not required to have a home inspection, but we would want you to have one performed. Be sure that what you buy is satisfactory in every respect. You have the right to carefully examine your potential new home with a qualified home inspector. Get a home inspection.
Who can forget about these little critters? As you may well know, Florida is infamous for termites. You must make sure you perform a termite inspection on your prospective home. A Homepride associate can handle all of this for you!
1st Time Home Buyers!
Are you nervous about taking that first step? Are you unsure about the different financing options or down payment programs available? Taking that first step to owning your own home can be the biggest and probably the most nerve wracking experience of your life.
Fortunately, at Homepride, we understand that fact. From knowing which mortgage company to choose from to selecting a competent home inspector, with us on your side you don't have to be unsure!
Homepride will be with you from pre-qualification day to closing day. Whether it takes two weeks or 2 months to find the home of your dreams, we'll be there!
THINGS TO DO FIRST BEFORE BECOMING YOUR OWN LANDLORD*Get pre-qualified for a loan*
It's easy and it's free to get pre-qualified. Being pre-qualified helps you to determine how much house you can afford and puts you in a better position when you find the right house. Contact a Homepride associate and, depending on your situation, they'll refer you to the right lender.*Check your interest rates and loan terms* *Do it the right way, use a buyer’s agent*
A buyer’s agent is on your side. They don't work for the seller, they work for you. They look out for your best interests and trying to get you the best terms and conditions when you find your dream home. The good part is buyer’s agents are paid by the seller of the home. Call Homepride and get a realtor on your side.*Play the rating game*
To help you make a decision, after seeing each home, write down the pros and cons and give the home a rating from 1-10. It may help you to resolve any conflicts you may be having about a particular piece of property.
Homepride will be there to negotiate the best price and terms for YOU! We'll be there to schedule home inspections, termite inspections, appraisals, surveys, and, best of all, our services are totally FREE! Yes FREE! So after you make the decision to commit to Homepride, We'll commit to results!IT IS POSSIBLE AND AFFORDABLE TO OWN YOUR OWN HOME! TO SPEAK WITH A BUYER’S AGENT AND TO RECEIVE A FIRST TIME BUYER’S INFO PACK CONTACT A HOMEPRIDE ASSOCIATE
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